This draw is officially organized under the Central Directorate of National Savings (CDNS), which works under the Government of Pakistan to manage savings schemes and prize bond investments. The Rs 40,000 Premium Prize Bond draw number 38 is scheduled to be held on 10 September 2026 in Sialkot, and the full result will be released on the same day.
For many people in Pakistan, checking the draw result has become a routine habit. Some people keep their bonds for years, waiting for luck to strike. Others check every quarterly draw online. The good thing about premium prize bonds is that they are registered and transparent, which helps improve security and documentation.
Let’s go through all the important details about this draw prize amounts, schedule, how the draw works, and how you can check your bond number easily.
Rs 40000 Prize Bond Draw Details – September 2026
Here are the basic facts about the upcoming premium prize bond draw.
| Detail | Information |
|---|---|
| Prize Bond Value | Rs. 40,000 Premium Prize Bond |
| Draw Number | 38 |
| Draw Date | 10 September 2026 |
| City | Sialkot |
| Organizer | National Savings Pakistan |
| Draw Frequency | Every 3 months |
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The draw will be conducted through the official computerized system used by National Savings Pakistan, ensuring transparency and fairness in selecting the winning numbers.
DRAW OF Rs.40,000/- Denomination Premium Prize Bond (Registered) HELD AT Sialkot Draw No. 38th Series: Common Draw Date: 10/09/2026 ---------------------------------------------------------------------------------- First Prize of Rs. 80,000,000/- 308105 ---------------------------------------------------------------------------------- Second Prize of Rs.30,000,000/- Each 222525 282397 765216 ---------------------------------------------------------------------------------- 36th DRAW OF RS. 40,000/- DENOMINATION PREMIUM PRIZE BONDS (Reg.) HELD AT Sialkot ON 10th September, 2026 - 660 PRIZES OF Rs.500,000/- EACH 001363 090128 176860 237749 311729 384230 474685 557482 641608 738336 809080 878374 956105 004180 090829 178406 238291 314294 384999 474870 557519 642853 742709 809545 880955 956244 005539 091207 180017 240734 315538 390199 476597 559445 643282 742799 810484 882845 957724 006879 093558 180361 242843 316914 390270 477283 567711 643298 742884 810532 884621 957806 010106 094687 181790 243254 317039 391953 477870 568053 644094 743428 811244 885780 961786 010859 094829 182312 246087 318723 392572 478886 568348 648136 744663 813615 885841 963307 012439 096128 183193 246162 322345 400225 481902 568738 650095 746060 813660 886744 965221 013728 098230 184990 249181 324847 402741 482085 570799 656344 746282 814212 888849 966307 014277 098923 185402 249657 326199 404663 482755 572910 658428 746395 814608 890528 966729 015527 099274 186165 250189 328563 405654 484138 573202 659679 748698 815119 898793 972041 017963 100947 189363 252650 332960 408233 488941 576446 660100 750622 815308 900886 972429 019474 101483 190030 254014 333196 408961 489471 576590 661696 750929 818141 901719 972509 019780 106740 193628 254415 333371 408980 490388 577989 663532 751796 820516 905234 975169 022677 108272 194078 254899 333824 411139 490455 579035 672548 751798 820607 909344 975331 023282 108369 195392 257214 337254 411486 491069 579293 674146 753748 822195 909915 975354 025608 108630 196886 257472 338379 415273 492163 582123 674204 755205 824755 911446 976144 027108 110718 198011 259325 338393 416469 497072 582209 674522 758735 824906 912466 977437 027856 113503 198714 264774 342406 417833 497664 582940 675603 762037 826294 913795 979463 029962 113756 199854 267434 342710 420866 499267 582965 676406 763456 827558 914006 979911 031587 114628 202980 267921 344472 420986 500517 583240 676456 763593 828312 914614 982018 032749 114861 203545 268071 345303 421685 502369 583477 678549 765654 829412 915569 983924 032766 115580 206938 270790 346510 425073 505185 583797 679603 766470 831552 916539 985217 033102 115879 208515 272249 347756 428595 505532 583957 681301 767455 832292 918417 985979 036448 121556 211530 275960 348065 433972 510605 585955 681612 767795 836756 918639 986743 038621 123600 213642 276163 348818 434783 512151 586075 683857 768815 838677 919736 986972 041817 128098 215275 276715 349993 438131 513136 586389 684243 768913 843618 921159 987914 045186 128626 215910 281160 350303 439795 513911 589456 687062 770809 843895 921329 990532 045640 131587 216403 282677 350890 441477 514034 591781 687877 771930 846288 921674 991625 046509 133446 216692 283467 351117 442102 515330 594856 688670 774570 846729 922785 991654 047801 133882 216997 283825 354851 442365 515365 597998 689719 775728 847102 922861 992369 049489 135315 217584 285039 355008 442510 516063 598815 689950 777011 847678 923277 992703 051047 135622 218245 285566 357654 442556 516611 606206 690343 782975 848771 923282 994166 051306 136589 219236 286692 359955 447067 519230 614071 692106 784773 853660 924930 996834 051345 137390 219276 287725 362845 448042 522869 616476 692140 788197 855083 925654 997550 052334 137655 222132 288789 365884 451326 525258 619089 693613 788489 855787 926026 997840 054534 138365 222326 290141 365999 453568 532273 619365 696516 791404 859766 927969 999960 055651 139341 223662 292496 367021 454918 532455 619679 699436 791437 860676 929048 XXXXXX 060079 142149 225014 293032 368300 455261 533497 619730 699468 792384 861434 929884 XXXXXX 060495 144568 225839 297420 368899 457689 533586 619899 699855 792507 862417 930258 XXXXXX 066102 148263 225869 299854 370497 460223 534203 622956 705571 793320 862961 932151 XXXXXX 066771 148714 226278 302164 372153 460538 534689 623313 705701 793508 863142 932154 XXXXXX 068203 151028 227503 302388 373973 461078 536157 624575 707503 793921 863732 932257 XXXXXX 071518 160893 228861 303094 374334 463267 536567 624597 712442 795013 864270 938180 XXXXXX 073272 165081 229427 305333 376548 465450 539034 625522 712479 798033 865805 939456 XXXXXX 076677 165485 229897 305397 377607 466166 539753 627123 713624 798837 866619 942147 XXXXXX 078520 165514 230291 307071 378312 467042 540516 631386 714003 799293 867257 944697 XXXXXX 079646 169123 231303 307080 379101 468771 540802 632368 719869 799389 867461 945590 XXXXXX 080318 172219 233123 307131 379314 469510 540808 632816 722750 800130 867518 946117 XXXXXX 082301 173322 233568 307171 382671 471163 544460 634357 724052 806414 868330 946368 XXXXXX 083001 175133 233938 307557 383001 471384 548815 635870 729551 806715 875991 946997 XXXXXX 083583 175375 234847 307780 383521 472886 555136 637546 735368 807109 876590 951771 XXXXXX 087136 175560 237240 310840 384169 474264 556855 638227 737132 808465 876690 953633 XXXXXX
According to the official prize bond schedule, the Rs 40,000 premium bond draws take place four times every year in different cities across Pakistan.
Prize Money for Rs 40000 Premium Prize Bond
The biggest attraction of this bond is the large prize amount. The premium bond category offers millions of rupees in prizes.
Here is the complete prize structure.
| Prize Position | Number of Winners | Prize Amount |
|---|---|---|
| 1st Prize | 1 Winner | Rs. 80,000,000 |
| 2nd Prize | 3 Winners | Rs. 30,000,000 |
| 3rd Prize | 660 Winners | Rs. 500,000 |
So in total, 664 prizes are distributed in each draw of the Rs 40,000 premium prize bond.
Just imagine one lucky bond holder can win 8 crore rupees. That is why many people consider this bond one of the most exciting savings options in Pakistan.
Why Rs 40000 Premium Prize Bond Is Popular
Over the past few years, the Government of Pakistan introduced premium prize bonds to replace some of the older bearer bonds. The main goal was to improve transparency and prevent misuse.
The Rs 40,000 premium prize bond became especially popular because it offers several advantages:
• Large prize money compared to other bonds
• Registered ownership with CNIC
• Transparent prize system
• No expiry date
• Safe investment backed by the government
Unlike normal prize bonds, premium bonds are registered to a specific person, which means only the owner can claim the prize.
For many middle-class investors, it is a safer way to save money while also getting a chance to win a big prize.
Draw Schedule for Rs 40000 Prize Bond in 2026
If you are holding a Rs 40,000 premium bond, you should know the full yearly schedule. This helps investors stay ready for upcoming draws.
| Draw Number | Date | City |
|---|---|---|
| Draw #36 | 10 March 2026 | Rawalpindi |
| Draw #37 | 10 June 2026 | Muzaffarabad |
| Draw #38 | 10 September 2026 | Sialkot |
| Draw #39 | 10 December 2026 | Lahore |
These quarterly draws are held every year under the official National Savings prize bond schedule.
Many investors track these dates carefully and mark them on their calendars.
How the Prize Bond Draw Works
Some people still ask: “Prize bond draw hota kaise hai?”
Let me explain in simple words.
The draw is conducted using a computerized balloting system. Representatives from National Savings Pakistan and State Bank authorities supervise the process to ensure fairness.
The system randomly selects numbers from the total registered bonds. Because every bond has a unique serial number, each bond has an equal chance to win.
The process usually follows these steps:
- Officials gather at the draw location.
- The computerized system generates random winning numbers.
- Winning numbers are verified by officials.
- The official draw list is published.
- Winners can claim their prize through banks or National Savings offices.
This system ensures transparency and eliminates manual interference.
How to Check Rs 40000 Prize Bond Result
Once the draw is held, many people rush to check their numbers. There are several ways to do this easily.
Method 1 – Check Online
The easiest way is to check the draw list online. Simply:
- Open the prize bond results page.
- Enter your bond number.
- Click search.
- See whether your bond has won.
Many people prefer this method because it is fast and works on mobile phones.
Method 2 – Download the Full List
Another method is to download the complete PDF draw list. This list contains all winning numbers including third prize winners.
You can search your bond number inside the document.
Method 3 – Visit National Savings Office
If you prefer the traditional way, you can visit a National Savings Center where the draw results are also displayed.
How to Claim Your Prize Money
If your bond number appears in the winning list, congratulations! The next step is to claim your prize.
You can claim your prize through:
• State Bank of Pakistan
• National Savings Centers
• Authorized commercial banks
Documents Required
To claim the prize, you must provide:
• Original prize bond
• Copy of CNIC
• Claim form
• Bank account details
Usually the claim process takes a few days after verification.
Tax Deduction on Prize Bond Winnings
One important point that many investors ask about is tax on prize bond winnings.
According to current tax rules in Pakistan:
| Tax Category | Tax Rate |
|---|---|
| Filer | 15% |
| Non-Filer | 30% |
This tax is deducted before the prize amount is paid.
For example, if someone wins the Rs 80 million first prize, the final amount received will depend on their tax filer status.
Tips for Prize Bond Investors
Over the years, I have seen many people buying prize bonds without understanding how they work.
Here are a few simple tips.
• Always keep your bond in a safe place
• Write down the bond number separately
• Check every draw regularly
• Use online search tools to save time
• Convert old bearer bonds to premium bonds if possible
Many experienced investors keep multiple bonds to increase their chances of winning.
Of course, prize bonds are based on luck. But keeping more bonds does improve the statistical probability slightly.
Why Sialkot Hosts the September 2026 Draw
Many people ask why draws are held in different cities.
The reason is simple: National Savings rotates draw locations across Pakistan so people from different regions can attend or participate locally.
Sialkot has hosted many prize bond draws in the past because it is a major administrative and financial center close to Islamabad.
The city also has strong banking infrastructure, making it easier for officials to conduct the draw and manage the results.
The Role of National Savings Pakistan
The Central Directorate of National Savings (CDNS) manages prize bonds and other savings schemes across the country.
Their responsibilities include:
• Issuing prize bonds
• Organizing quarterly draws
• Publishing official results
• Managing investor records
• Handling prize claims
The department works under the Ministry of Finance and plays a key role in encouraging savings among Pakistani citizens.
Millions of people participate in prize bond draws every year.
Final Thoughts
The Rs 40000 Prize Bond Draw 10 September 2026 Sialkot is one of the biggest prize bond draws scheduled for this year. With a first prize of Rs 80 million, it continues to attract thousands of investors across Pakistan.
For many people, prize bonds are not just an investment they are also a small dream. A dream that maybe one day their bond number will appear in the winning list.
Whether you own one bond or several, make sure you check the draw result carefully after the announcement. If luck is on your side, that simple bond could turn into life-changing money.
And if not this time, don’t worry. The next draw will come soon and your number might be the lucky one.