ICom Results, Date Sheets, Admissions & Roll Number Slips 2026
Intermediate in Commerce (I.Com)
I.Com stands for Intermediate in Commerce. It is an Intermediate or HSSC-level study pathway for students who want to build a foundation in accounting, commerce, economics, banking, finance and business-related subjects.
Students usually choose a commerce pathway after completing Matric/SSC or an equivalent qualification. One important point, however, is often missed: I.Com does not have exactly the same subject structure under every education board in Pakistan. Punjab Boards continue to use a Commerce Group, while newer FBISE curriculum material uses the name Business & Commerce Group.
So before checking subjects or total marks, first identify your board.
What Does I.Com Stand For?
I.Com is the commonly used abbreviation for Intermediate in Commerce.
It belongs to the higher secondary or Intermediate stage of education. Students normally study Intermediate through Class XI and Class XII, also known as Part I and Part II.
Commerce education at this level introduces students to how accounts are maintained, how businesses operate, how economic decisions work and how areas such as banking, statistics and commercial activity are connected.
Students interested in accounting, finance, banking, business or management often consider I.Com when selecting an Intermediate group.
Is I.Com the Same Under Every Board in Pakistan?
No. The basic commerce focus is similar, but the official terminology, subjects and marks can change according to the board and curriculum scheme.
Punjab Boards currently include a Commerce Group in their Intermediate/HSSC scheme of studies.
FBISE’s newer Inclusive Scheme of Studies instead lists a Business & Commerce Group, with a revised set of elective subjects.
This means a subject table from one board should not automatically be treated as the syllabus for every I.Com student in Pakistan.
Always check the scheme issued by the board under which you are registered.
I.Com Subjects Under Punjab Boards
The current Intermediate scheme published by BISE Lahore includes compulsory subjects together with Commerce Group subjects.
Compulsory subjects
The current scheme includes subjects such as:
- Urdu, or the permitted alternative for eligible foreign students
- English
- Islamic Education or the applicable religious-education alternative
- Translation of the Holy Quran, with the prescribed alternative for non-Muslim students
- Pakistan Studies
The placement of compulsory subjects between Part I and Part II follows the board’s scheme.
Commerce subjects
The Commerce Group includes:
- Principles of Accounting
- Principles of Economics
- Principles of Commerce
- Business Mathematics
- Commercial Geography
- Banking or Computer Studies under the relevant option
- Statistics
These subjects are distributed between Part I and Part II rather than every subject being studied in exactly the same form in both years.
I.Com Part I Subjects in Punjab
Under the current Punjab scheme, Class XI commerce students study the compulsory Part I subjects along with the first part of the commerce curriculum.
Major commerce subjects include:
| Subject | Part I Marks |
|---|---|
| Principles of Accounting | 100 |
| Principles of Economics | 75 |
| Principles of Commerce | 75 |
| Business Mathematics | 50 |
Compulsory subjects are added according to the current scheme of studies.
Students should use the latest subject codes and syllabus issued by their own Punjab Board rather than relying on an old college prospectus or an older web article.
I.Com Part II Subjects in Punjab
In Part II, the commerce curriculum continues with accounting and moves into other business subjects.
The current scheme includes:
| Part II area | Marks |
|---|---|
| Principles of Accounting | 100 |
| Commercial Geography | 75 |
| Banking or Computer-related option | According to approved option |
| Statistics | 50 |
The exact combination involving Banking or Computer Studies should be checked against the student’s approved subject selection and board record.
What Are the Total Marks of I.Com?
This is one area where students need to be careful with information found online.
Many older I.Com guides describe the program as 1,100 marks, with 550 marks in each part. That structure is still widely repeated by colleges and education websites.
The current Punjab Intermediate scheme cited for this guide, however, gives the Commerce Group a total of 1,200 marks after including the current compulsory-subject requirements.
For that reason, Pakword does not recommend treating 1,100 marks as a universal current figure.
Check the current scheme for your board and academic session.
What About FBISE I.Com?
Federal Board students need extra care because FBISE has introduced a newer Inclusive Scheme of Studies.
In that scheme, the relevant area is called the Business & Commerce Group. Its listed elective subjects include:
- Banking, Accounting & Finance
- Business & Commerce
- Economics
At the same time, FBISE examination material has continued to contain papers identified under the older Commerce Group structure for applicable candidates.
This can happen while education systems move between curriculum schemes.
A Federal Board student should therefore use the scheme that applies to their registration/session instead of assuming that a traditional Punjab I.Com subject list is automatically correct for FBISE.
Who Can Study I.Com After Matric?
I.Com is an Intermediate-level option, so students generally enter it after completing SSC/Matric or an accepted equivalent qualification.
Do not assume, however, that every college has the same admission percentage.
A college may set its own:
- merit requirement
- admission schedule
- seat limit
- document requirements
- subject or qualification conditions
Students applying to a government college should check the applicable government admission system and college merit. Students considering a private college should verify the college’s own admission criteria.
Is I.Com Only for Students Who Want to Become Accountants?
No.
Accounting is an important part of commerce education, but the program also introduces students to economics, business activity, banking, mathematics or statistics and related areas.
That can make it a useful starting point for several higher-education directions.
Your later eligibility will depend on the university and degree program you choose, so I.Com itself does not guarantee admission to every business or computing degree.
What Can You Study After I.Com?
Depending on university admission requirements, I.Com students commonly explore programs connected with:
- Accounting and Finance
- Commerce
- Business Administration
- Economics
- Banking and Finance
- Management
- Marketing
- Entrepreneurship
Students may also investigate professional accounting routes such as CA, ACCA and other recognized qualifications.
The key word here is eligibility. Always check the current admission requirements of the university or professional body before deciding that your I.Com combination qualifies you for a particular program.
I.Com or ICS: What Is the Main Difference?
The simplest difference is their academic focus.
I.Com concentrates mainly on commerce, accounting, economics and business-related learning.
ICS concentrates more on computer science and mathematics, with the exact science or statistics combination depending on the relevant scheme.
Choose between them based on the subjects you can realistically study well and the admission requirements of the higher-education programs you may want later.
Do not choose only because one program is described online as having more scope. Scope depends heavily on the qualification you complete after Intermediate and the skills you develop.
How Should You Choose an I.Com College?
Start with board affiliation and the actual program being offered.
Before submitting admission documents, check:
- Which board the college is affiliated with.
- Which commerce scheme applies to your session.
- Which Part I subjects you will be registered for.
- Whether the college offers Banking, Computer Studies or another permitted option.
- Current admission merit and deadlines.
- Fees directly from the college or official admission system.
- Whether the combination fits the university program you may want after Intermediate.
This simple check can prevent confusion later when examination registration begins.
Check Your Own Board Before Following an I.Com Subject List
I.Com is a useful general term, but your board’s current scheme is the final reference for subjects, marks and examination requirements.
Punjab students should check their relevant Board of Intermediate and Secondary Education. Federal Board students should check the FBISE scheme that applies to their registration session.
Pakword is an independent information website and does not replace the examination board or college. When curriculum rules change, the latest board notification or scheme should be treated as the controlling source.